Optional Coverages

Increased Limits of Liability:

• Additional limits in $1 million increments, up to $5m in additional limits can be quoted. Indicate additional limits desired on the application.
• Desired additional limits above $5 million must be referred to the carrier by our office for review and quote. It may take 10 business days to recieve premium quote from the carrier after submittal.

Inland Marine:

• Scheduling available for the following:

• Furs
• Jewelry
• Fine art

Appraisal or current schedule required prior to binding

Workers Compensation: (CALL for Quote - Independent CARRIER'S Available)

• Statutory
• Employers liability included
• Classification codes (applicable most states):

• Hotel / motel - 9052
• Restaurant - 9058
• Clerical - 8810

• Not available in monopolistic states.

Earthquake Coverage:

• Available in most states, indicate desire for earthquake on the application.